Terms & Conditions

Welcome to our EMI Calculator. By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with any part of these terms, please discontinue using the calculator.

Purpose of the EMI Calculator

The EMI Calculator is a free online tool designed to help users estimate Equated Monthly Installments (EMI) for various loan types such as home loans, personal loans, car loans, and education loans. The calculator provides an indicative estimate based on loan amount, interest rate, and loan tenure.

Accuracy of Calculations

While we strive to ensure accurate calculations, the EMI values generated are approximate and for informational purposes only. Actual loan EMIs may vary depending on bank policies, floating interest rates, processing fees, and other financial factors.

Users are advised to verify all loan details directly with banks or financial institutions before making any financial decisions.

No Financial Advice

This EMI Calculator does not provide financial, legal, or investment advice. The information presented is general in nature and should not be considered a substitute for professional financial consultation.

User Responsibilities

  • Use the EMI Calculator only for lawful and personal purposes
  • Do not misuse, manipulate, or attempt to disrupt the calculator
  • Understand that all results are indicative and non-binding

Limitation of Liability

We shall not be held liable for any direct or indirect financial loss arising from the use of this EMI Calculator. Decisions made based on the calculator’s results are solely the responsibility of the user.

Third-Party Advertisements

This website may display third-party advertisements, including Google AdSense. We do not endorse any products or services advertised. Interaction with third-party ads or links is at the user’s discretion and subject to their respective terms and policies.

Intellectual Property

All content, design, layout, and calculation logic on this website are the intellectual property of the website owner unless otherwise stated. Unauthorized reproduction or distribution is prohibited.

Modifications to Terms

We reserve the right to modify or update these Terms & Conditions at any time without prior notice. Continued use of the EMI Calculator constitutes acceptance of the updated terms.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of India.

Contact Information

If you have any questions regarding these Terms & Conditions, please contact us through the Contact page available on this website.

Last updated: 2025